How I’d invest £10k in the FTSE 100 to beat the State Pension

first_imgHow I’d invest £10k in the FTSE 100 to beat the State Pension Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images Our 6 ‘Best Buys Now’ Shares I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Enter Your Email Address “This Stock Could Be Like Buying Amazon in 1997”center_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Rupert Hargreaves | Sunday, 15th March, 2020 Most retirees struggle to live off the State Pension alone. Therefore, setting up a private pension to provide an extra level of security in retirement makes a lot of sense.There are plenty of tools to help you do this. For example, any money saved into a Self-Invested Personal Pension (SIPP) attracts tax relief at your marginal tax rate. On top of this, any capital gains or income earned on assets held within a SIPP don’t attract further tax liabilities.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…These qualities make SIPPs the perfect tool for pension saving.Beat the State PensionInvesting your money in the stock market via a SIPP could be a great way to beat the State Pension. And you don’t need to be a millionaire to do this either. It’s possible to achieve a passive income in retirement with an initial investment of just £10,000. A lump sum investment of £10,000 would be worth £12,500, including basic-rate tax relief. While there are thousands of possible investments to choose from when looking for a home for your money, it’s essential to keep things simple. With this in mind, the FTSE 100 could be the best option.The best optionAs one of the world’s largest and most liquid stock markets, there’s a range of ways investors can own the FTSE 100. A low-cost tracker fund might be the best prospect.These passive tracker funds only replicate their underlying index, so they tend to be much cheaper than actively managed funds. The best FTSE 100 tracker on the market at the moment charges less than 0.10% in annual management fees. That’s compared to around 1% for most actively managed funds.What’s more, since its inception, the FTSE 100 has returned around 7% per annum. At this rate of return, it would take 40 years to turn an initial pension contribution of £12,500 into a savings pot of £204,000.Based on the FTSE 100’s current dividend yield of 4.8%, a financial nest egg of £204,000 would be enough to throw off a passive income in retirement of £9.8k per year.From the beginning of April, the full rate of the UK’s new State Pension will rise to £175.20 per week or £9.1k per year. The actual amount received will depend on when you reached pensionable age as well as your National Insurance contribution record.The more, the merrierSo, that’s how it’s possible to beat the State Pension with just £10k. However, savers could achieve much better returns by making small contributions along the way.Investing £12.5k in a low-cost FTSE 100 tracker fund is a great way to start saving for the future, but it doesn’t have to stop there. Indeed, additional contributions along the way of £100 a month, or £125 after tax relief, could turbocharge your retirement savings.A saver that makes these additional contributions could have a pension pot worth £534,000 after four decades of saving. That would be more than enough to beat the State Pension.On the FTSE 100’s current dividend yield of 4.8%, this pot could produce an income of £25,600 a year. Rupert Hargreaves has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. See all posts by Rupert Hargreaveslast_img read more

Health Education Adjunct Assistant Professor (Revised Minimum Qualifications)

first_imgApplicant DocumentsRequired DocumentsUnofficial Transcript 1Optional DocumentsUnofficial Transcript 2Unofficial Transcript 3Resume/Curriculum VitaeLetter of InterestLetter of Recommendation 1Letter of Recommendation 2Equivalency Determination Letter (P-38 or Equivalency RequestStatement)P-881 Report of Arrests Which Led To Convictions For CrimeDocument Department Location Total Hrs per Week/Day Work YearN/A All Positions: Offers of employment are contingent upon thesuccessful clearance from a criminal background check, freedom fromtuberculosis, and proof of identity and eligibility to work in theUnited States prior to the first day of work. The District mayselect additional qualified candidates should unexpected vacanciesor needs occur during this recruitment/selection process. Wheneducation is a requirement for the position, official academictranscripts from the accredited college/university must besubmitted within 60 days of hire. Conditions The Los Rios Community College District is seeking a pool ofqualified applicants for possible temporary part-time facultyteaching assignments. These positions are filled on an as neededbasis and are on-going recruitment efforts.Adjunct pools are open continuously and applicants arecontacted/hired year round for assignments based on collegeneeds.Teaching assignments may include day, evening, on-line, hybrid,weekend, and/or off campus classes. Position Summary Posting Date Additional Salary InformationNo additional salary information to note Please visit our Frequently Asked Questions for completeinformation on how to apply online with our District. Applicationservices are available between 8:00 a.m. and 5:00 p.m., Mondaythrough Friday, at the Los Rios Community College District HumanResources Office located at 1919 Spanos Court, Sacramento, CA95825-3981. If you need assistance with any phase of theapplication process, please call (916) 568-3112 or come in duringour business hours. After hours inquiries to be emailed [email protected] Submission of applications are by midnight of theposting closing date. Posting NumberF00107P Considering this specific position that you are applying to –where/how did you learn about this position?College DepartmentCareerBuilderChronicle of Higher Ed (Vitea.com)Community College Registry Job Fair: OaklandCommunity College Registry Job Fair: Los AngelesCommunity College Registry Online Job BoardCommunity Outreach (ex. Festivals, etc.)CommunityCollegeJobsComunidadCraigslistDiverse: Issues in Higher EducationD’Primeramano MagazineEdJoinFacebook (Campaign)Facebook (Los Rios Page)GlassdoorGreater Sacramento Urban LeagueHandshake (CSU, UC Job Boards)HigheredJobsIndeedInstagramJob SitesJob JournalLatina Leadership Network of the California CommunityCollegesLinkedInLos Rios Community College District EmployeeLos Rios Community College District Human Resources EmailLos Rios Community College District WebsiteLRCCD Resource Group – API (Asian Pacific Islander Legacy)LRCCD Resource Group – Black Faculty & Staff Association(BFSA)LRCCD Resource Group Native American Collaborative (NAC)LRCCD Resource Group – Spectrum (LGBTQIA+)Professional NetworksSacramento Black Chamber of CommerceSacramento Asian Chamber of CommerceSacramento Builders ExchangeSacramento Hispanic Chamber of CommerceSacramento Rainbow Chamber of CommerceSacramentoWorksThe HUBTwitterYouTubeZipRecruiter LocationLos Rios Community College District (District Office) Job Posting TitleHealth Education Adjunct Assistant Professor (Revised MinimumQualifications) 1.Have a master’s degree in health science, health education,biology, nursing, physical education, kinesiology, exercisescience, dietetics, nutrition or public health OR Bachelor’s in anyof the above AND Master’s in any biological science; OR, hold aCalifornia Community College Instructor’s Credential in thediscipline area; OR, the equivalent.*2. Have sensitivity to and understanding of the diverse academicsocioeconomic, cultural, disability, gender identity, sexualorientation, and ethnic backgrounds of community college students,including those with physical or learning disabilities as itrelates to differences in learning styles.*Note: Applicants applying under the “equivalent” provision mustattach details and explain how their academic preparation is theequivalent of the degrees listed above. Supplemental QuestionsRequired fields are indicated with an asterisk (*). AboutThe Los Rios Community College District ( LRCCD ) is the secondlargest, two-year public college district in California, servingapproximately 75,000 students in the greater Sacramento region. Thedistrict’s 2,400 square mile service area includes Sacramento andEl Dorado counties and parts of Yolo, Placer, and Solano countiesand is comprised of four uniquely diverse colleges – AmericanRiver, Cosumnes River, Folsom Lake and Sacramento City colleges. Inaddition to each college’s main campus, the district offerseducational centers in Placerville, Davis, West Sacramento, ElkGrove, Natomas and Rancho Cordova.The Los Rios district office is centrally located in the heart ofthe Sacramento valley. The growing Capital Region has strongcommunities and emergent arts and dining scenes, and is nearby someof the most celebrated tourist destinations in the country – LakeTahoe, Napa Valley, and San Francisco. The Sacramento area is agreat place to live and work!StrengthsThe district has approximately 4,000 employees throughout our fourcolleges and district office in dozens of different departmentsthat provide welcoming, inclusive, and equitable environments forLos Rios students, employees and community partners. Each and everydistrict and college department strives for the highest quality inall programs, services, and activities, and is focused on improvingeducational outcomes for the students we serve.Our VisionOur colleges offer equity-minded, academically rigorous, studentsuccess centered education. Our objective is to help our studentssuccessfully achieve their academic goals, whether they want totransfer to a four-year college or university, earn an associatedegree, or obtain one of more than 100 certificates in high demandcareer fields.The Los Rios Community College District’s Human ResourcesDepartment is committed to diversity, equity, and to ensuring aninclusive, thriving environment for all of its employees, students,and surrounding communities. To that end, the Human ResourcesDepartment is intentional in recruiting, hiring, and retainingdiverse employees, to reflect the diversity of our colleges’student populations. Applicants applying to this Los Rios Community College Districtadjunct faculty posting are required to complete fully andsubmit:1. Los Rios Community College District Faculty Application(required)2. Unofficial transcripts of college/university work * (graduateadvising documents and grade reports will not be accepted asunofficial transcripts). NOTE : Los Rios employees are alsorequired to submit unofficial copies of transcripts.(required)3. Resume or Curriculum Vitae (recommended)4. Two letters of recommendation (recommended)5. Letter of Interest (recommended)*Note: Applications submitted without transcripts will bedisqualified. Also individuals who have completed college oruniversity course work at an institution in a country other thanthe United States must obtain a complete evaluation of foreigntranscripts, degrees and other relevant documents. A foreigntranscript evaluation is required any time foreign course work isused to meet minimum qualifications and/or salary placement even ifthe foreign transcript has been accepted by a college or universityin the United States.Foreign transcript evaluations ONLY accepted from AICE (Associationof International Credential Evaluations, Inc.) or NACES (TheNational Association of Credential Evaluation Services) agencies orevaluators.Foreign Degree Transcript Evaluations click hereDo not submit additional materials that are not requested. Minimum Qualificationscenter_img Posting Details Criminal History Verification and Release: I acknowledge andagree that I understand that by answering the question below, Icertify that the information provided by me is true, correct andcomplete to the best of my knowledge and belief. I authorizeinvestigation of all statements contained herein, and on the P-881(if applicable and submitted), and I release from liability allpersons and organizations furnishing such information. I understandthat any misstatements, omissions or misrepresentation of facts onthis form, my application, and, if applicable, the P-881 orattachment(s) may be cause for disqualification or dismissal. Ifyou have ever been convicted of an offense other than a minortraffic violation you are required to complete the form ‘ArrestsWhich Led to Convictions for Crime’, P-881 (you must discloseconvictions that have been dismissed pursuant to Penal Code Section1203.4; Ed. Code 87008). Please copy and paste the provided URL forthe form -https://losrios.edu/docs/lrccd/employees/hr/forms/p-881.pdf – andattach the completed form to your application.Yes, I acknowledge and agreeNo, I do not acknowledge or agree Open ContinuouslyYes Closing Date Assignment Responsibilities Beginning and/or Ending Dates SalaryPlease see LRCCD Salary Schedules Physical Demands Application Instructions General Responsibilities:The adjunct faculty member shall be responsible for the following:teaching assigned classes under the supervision of the area dean;helping students fulfill their maximum potential in masteringcourse content; assessing student learning outcomes; maintaining athorough and up-to-date knowledge in his/her regular teachingfield; continuing professional development; utilizing currenttechnology in the performance of job duties; maintaining standardsof professional conduct and ethics appropriate to the professionalposition; assisting with articulation and curriculum developmentand review; serving on college committees and participating infaculty governance including accreditation and studentco-curricular activities; assuming other responsibilities asassigned by the area dean; fulfilling other duties andresponsibilities of an adjunct faculty member as outlined in thecollege faculty handbook. How and where to apply The Institution Part-time, Assistant Professor Position. Adjunct pools are opencontinuously and applicants are contacted/hired year round forassignments based on college needs. Quicklinkhttps://jobs.losrios.edu/postings/2806 Can you perform the essential functions of this position?YesNo Please indicate how you meet the minimum qualifications forthis position. Select the appropriate answer.I possess the minimum qualifications for this discipline aslisted on the job announcement. (Attach unofficial transcripts froman accredited college/university and/or evidence of jobexperience.)I possess a valid California Community College Credential forthis discipline. (Attach a copy of appropriate credential withapplication.)I possess qualifications equivalent to those listed and haveattached evidence. (To review Equivalency Process.)I have previously been granted equivalency to teach thisdiscipline by the Los Rios Community College District. (Attach theEquivalency Determination Form P-38 and transcripts.) Work Schedule Special Requirementslast_img read more

Chart of the Week: Pension funds’ objectives for 2019

first_imgEuropean pension funds are prioritising risk management while also squeezing as much out of their assets as possible in 2019, according to an IPE survey.The poll of 123 asset owners found that almost half (48.8%) considered risk management as their top priority this year. More than a third (39%) had “maximising return” at the top of their agenda.Pension fund objectives for 2019Chart Maker As to what risks they would be managing, it was evident that investors were particularly wary of a potential downturn in asset prices: two thirds (65.8%) of respondents said the end of the cycle was their top concern for 2019.Given the collapse in equity markets in the fourth quarter of 2018, it is hardly surprising this risk was front of mind. The S&P 500 fell by 14.3% in the last three months of the year, while the MSCI World index fell by 13.9%, according to Capital IQ.Already, a number of pension funds in the Netherlands and Denmark have reported losses for the fourth quarter – in many cases wiping out gains made over the rest of 2018.Which trends/issues are you most concerned about?Chart MakerUnsurprisingly, with Brexit unsolved and trade wars rumbling on, geopolitical risk was also a top concern for more than half (58.3%) of investors.While a little over a third (37.5%) of investors cited climate change as their biggest concern, far more stated that ESG and impact investing strategies were top of their asset class research priorities. More than half (57.4%) selected this option, while a quarter (26.2%) said they were most interested in learning more about green bonds and climate finance.Which asset classes/strategies are top of your agenda to learn about?Chart MakerIPE surveyed 123 pension funds in December 2018, asking for the objectives, concerns, and asset class priorities for the year ahead.last_img read more

Police Blotter 10-19-19

first_imgBatesville Incident Report (3)Decatur County EMS Report (3)Decatur County Incident Report (5)Decatur County Jail Arrest Report (4)last_img

Red Bank Says ‘Cheers!’ to Another Beer Hall. That’s 5 So…

first_imgWith the green light,some believe this couldopen the door for Red Bankto become known as anepicenter of microbreweryactivity in the state – a newidentity that appeals to RedBank RiverCenter executivedirector James Scavone. There are 105 fully operational breweries in New Jersey, 13 of which are in Monmouth County, including five in the greater Two River area: Belford Brewing, Carton Brewing, Jughandle Brewing, Raritan Bay Brewing and Red Tank. Instead, Lupu said he would chop the third story from the proposal, eliminating two apartments and the need to lease additional parking spaces from nearby Amboy Bank. A six-minute walk from Triumph to Riverside Avenue will bring craft beer fans to another brewery of sorts in Birravino, which offers house-brewed beer selections and an Italian-themed menu. “It’s something we’d like to embrace,” Scavone said. “We want to look at the arrival of all of these breweries as an opportunity. People are definitely into the culture and I think having several breweries open in a short period of time of each other shows that Red Bank has a very active economic structure in place.” Lupu also owns Maloney’s Pub on Main Street in Matawan, a beer-lover’s destination known for its rotating list of more than 100 draft beers, including seasonal specialties, high-end imports, the latest and greatest selections from local brewing operations and other craft options from around the nation. Part of Lupu’s proposal for the former art and memorabilia store, which he purchased in 2017 for $1.2 million, called for the placement of a separate eatery alongside a microbrewery on the first floor. Though Phoenix of Matawan attorney Rick Brodsky said the food vendor initially aligned with the proposal has walked away, the 3,000-square-foot microbrewery concept is still green-lighted, and one Lupu should be able to deliver. “The craft brewing culture is about freedom and experimentation, and people enjoy tasting as many different brands as they can. Having so many breweries in one area that people can hop to plays into that.” “I never like to take the easy way out when it comes to my work. But if removing the top level is what it takes to get this done then that’s what it takes,” Lupu said. “I can’t wait to show people a finished product. This city is such a wonderful location with an exciting atmosphere and we can’t wait to be part of it.” Founded by two prominent local photographers, John and Lovina Arcara, Red Tank opened its doors in October, pairing its brewing operation with weekly trivia nights, birthday bashes and live music events. There are three brewpubsin Monmouth County. Two,Birravino and Triumph, arelocated in Red Bank. During the hearing for the new brewery proposed for 42 Monmouth St., building owner Florin Lupu, on behalf of his company and applicant Phoenix of Matawan, agreed to scale back the scope of work for the mixed-use building with a microbrewery and store on the ground floor and four large apartments on the second and third stories. By Chris Rotolo RED BANK – Another borough brewery is on tap after a long-proposed site plan for the former Fameabilia building was approved by the zoning board following a major alteration. Less than half-mile stroll down Monmouth Street toward Bridge Avenue patrons can find Triumph Brewing, a regional brewpub just steps away from Red Bank’s historic train station and the Two River Theater. Triumph offers in-house dining options and additional has additional locations in Princeton, Philadelphia and New Hope, Pennsylvania. Three other Monmouth County breweries, including Ross Brewing Company and Source Brewing of Colts Neck, are in the licensing stage and preparing to launch. Located just a short walk through the White Street parking lot, inside the old Liberty Hose Company firehouse, will be a third microbrewery, when the long-awaited Ross Brewing Company presents its bold flavors to the public. Though Scavone said the possibility for a craft beer-themed event is a possibility, Mayor Pasquale Menna isn’t sure another festival is necessary. With so much Two River community brewing taking place in and around Red Bank, it certainly presents the borough as a centralized location for a larger event that could capture the attention of a statewide audience, much like Red Bank’s International Beer & Wine Festival and the Guinness Oyster Festival. If Lupu’s brewery concept comes to fruition, it would be located just across Monmouth Street from another new Red Bank tasting room, Red Tank Brewing at 77 Monmouth St. “We may not need a festival, because we already have activity and creative energy coming together. Long before craft breweries were big, Red Bank had the creative juices flowing. They were alive and well in coffee houses, galleries and art spaces. We have plenty of activity and entertainment already happening here,” Menna said. This article was first published in the May 23 – 29, 2019 printed edition of The Two River Times.last_img read more

Saints on the road for Alberta triple-header weekend

first_img“We’re going up against three teams that made their league playoffs last season, and we’re playing three games in three days off of a long bus trip. But those are the types of challenges that you want to face and overcome early in the season. We should head back with a very good idea of how we’re going to stack up against the top college hockey teams in Western Canada.” The trip will see Selkirk’s returning players face off against a pair of ex-teammates, as 2012/13 captain Jordan Wood and two-year blueliner Justin Sotkowy now play for NAIT and McEwan respectively. The Saints will then return home for their final preseason games against Trinity Western University on Friday, September 27th (7:30 p.m. in Nelson) and Saturday, September 28th (7:30 p.m in Castlegar).General admission tickets for both games will be available at the door for $5. The Selkirk College Men’s Hockey program will continue the march towards the beginning of the 2013/14 B.C. Intercollegiate Hockey League regular season this weekend when they make the trip to Edmonton for a trio of match-ups against Alberta Colleges Athletics Conference opponents. The Saints will face off against Concordia University on Friday, the defending league champion Northern Alberta Institute of Technology on Saturday and Grant McEwan University on Sunday.Last weekend they were victorious in a pair of home contests against Keyano College, who also compete in the ACAC. “Last weekend we got our first taste of the calibre of play in Alberta against Keyano and I was very impressed with what I saw,” says Saints head coach Jeff Dubois.”Overall, the ACAC is a bigger and more physical than what we usually see in B.C., but our skill level and work ethic held up very well. We’re looking to carry forward on the momentum from those two wins into the weekend and continue to improve in a number of areas with the regular season just two weeks away.” The Saints’ first opponent – Concordia University – finished fourth in the 9-team league with a 12-12-4 record last season, while NAIT led the way at 23-2-3 and McEwan grabbed the sixth and final playoff spot with a 9-19-0 regular season. “Each of these games should be demanding, both physically and mentally,” says Dubois.last_img read more

Former big guns clash at Anfield

first_imgLONDON (AP): As English football’s most successful teams, Manchester United and Liverpool are the mainstays around the summit of the league. Rivals come and go but United and Liverpool are always to be found among the chasing pack – at least, for the top prize. No longer. When the northwest rivals play on Sunday at Anfield it will be a meeting of mediocrity – by their standards. For the first time in 35 years, the league could finish without either United or Liverpool – who have 38 titles between them – in the top four. And it’s about cash, not just symbolism. Finishing outside the top four would mean missing out on the Champions League next season. With only one win in eight league matches, record 20-time champions United have dropped to sixth place, two points behind Tottenham in fourth. Liverpool are three points behind United in ninth after failing to achieve the uplift anticipated in the three months since hiring Jürgen Klopp as manager. There’s halfway to go in the January transfer window. Having not signed an outfield player in the summer window, Arsenal recruited midfielder Mohamed Elneny from Basel. Arsenal expect the Egyptian to be registered in time for Sunday’s game against Stoke. “Arsenal are one of those teams that everyone enjoys watching, and, of course, I would love to play for such a great team,” he said. Elneny arrives after winning three consecutive Swiss league titles at Basel, which he joined from El Mokawloon in Egypt. Arsenal are seeking their first league title since 2004, but are only ahead of surprise contenders Leicester at the summit on goal difference. Tomorrow, Arsenal’s north London neighbours, Tottenham face Sunderland, which has signed striker Dame N’Doye on loan from Trabzonspor for the rest of the season. The 30-year-old Senegal international was previously at Hull, scoring five times in 15 appearances before moving to Turkey. “Having already played in the Premier League, he should have no problems in hitting the ground running, too, which is very important at this stage of the season,” Sunderland manager Sam Allardyce said. VARDY GOAL DROUGHT SQUAD ADDITIONScenter_img While United’s draws have added to the pressure on Louis van Gaal, Liverpool’s scrambled comebacks to rescue points have been celebrated by Klopp and his squad almost like wins – including Wednesday’s 3-3 comeback at home to Arsenal. “There has been a big improvement recently (in our mental strength) and that’s very important when you’re at a big club,” Liverpool defender Kolo Toure said. “You can’t ever give up. When you refuse to lose games, you often find yourself winning them. “It’s always important that if you don’t win, you don’t lose. We showed character and resilience and we didn’t give up until the end of the game. It’s very important that we keep things going at home.” After setting a Premier League record for scoring in 11 consecutive games, injury-hit Jamie Vardy has failed to score for a fifth consecutive match. The 1-0 victory at Tottenham on Wednesday was secured by a rare goal from Robert Huth, on Vardy’s first game back from groin surgery.last_img read more

Fernandes ‘proud’ after QPR’s defeat against Wolves

first_imgTony Fernandes took to Twitter after QPR’s home defeat against Wolves, insisting that the players could be proud of their efforts.Rangers were beaten 2-1 at Loftus Road, where James Perch was sent off during the first half.The result means Rangers have lost two of their three matches since Ian Holloway’s return as manager, but the co-chairman remains positive.Was always going to be hard with 10 men but we played with real heart and never gave in and could have nicked a point . Proud of the boys— Tony Fernandes (@tonyfernandes) December 1, 2016   Ads by Revcontent Trending Articles Urologists: Men, Forget the Blue Pill! This “Destroys” ED x ‘Genius Pill’ Used By Rich Americans Now Available In Netherlands! x Men, You Don’t Need the Blue Pill if You Do This x What She Did to Lose Weight Stuns Doctors: Do This Daily Before Bed! x One Cup of This (Before Bed) Burns Belly Fat Like Crazy! x Drink This Before Bed, Watch Your Body Fat Melt Like Crazy x Follow West London Sport on TwitterFind us on Facebooklast_img read more

PRETTYSHOP Scrunchy Scrunchie Bun Updo Hairpiece Hair Ribbon Ponytail Extensions Curly Diverse Colors, it looks amazing, turned my very fine hair in to a

first_imgI was sceptical when i purchased this but believed i might have a go, it can be wonderful, arrived quickly and i have experienced so quite a few compliments about how good my hair appeared. I just wish there was extra up do’s to pick out from, unquestionably advocate.I bought these and go through the assessments by other buyer’s stating they have been darker than the image, there not their lighter, i will never send out them again as my hair is dyed so when the dye commences to fade with any luck , the colour will match a very little better, they arrived packaged very well adequate and arrived by the day said which was why i gave 3 stars, subsequent time sick obtain a shade darker, they do continue to be in so all in all a superior purchase.Scraped my hair into a bun, wrapped this round it, sprayed it with dry shampoo, task performed. Lovely hair in thirty seconds and no one particular could inform it was not true. Will be working with this a lot when i am on vacation.Key specs for PRETTYSHOP Scrunchy Scrunchie Bun Updo Hairpiece Hair Ribbon Ponytail Extensions Curly Diverse Colors (bleach blonde 25/613 G14A):Synthetic heat-resisting fibres, which looks like real human hairVery easy to fit with a elastic Hair tie, 30 gramwashable and very comfortable, Perfect for adding volume and fullness to a bun or a ponytailPlease brush your srunchie after receiving in oder to get the right color and the nice form as showedOther colours and style available in shopComments from buyers“it looks amazing, turned my very fine hair in to a , nice scrunching, good hair colour match and not tacky , Fabulous and easy, useful hairpiece, What a fantastic buy, But the price was good so I figured to give it a try as “Greatest factor i have purchased for my hair in several years. Possibly the ideal fiver or so that i have expended in a very long time. I get masses of feedback about how great my hair looks when i put on this. I love it so substantially i have acquired yet another one in a a bit distinct shade to match when my colour fades. I’ve obtained really thick hair which generally will take ages to place up but this just can make lifetime truly fast and effortless.I requested 3 unique scrinchies from three various sellers and this one particular was by considerably the best. It is thick, comfortable and created genuinely effectively. I am likely to be purchasing one more as a reserve.Wonderful item, matches the colour of my hair accurately, i have experienced so a lot of positive comments from my operate colleagues on the days i have worn it to work, incredibly speedy and uncomplicated to pop in to my hair, pretty practical, would certainly acquire yet again.Appears to be very good and the colour matches my hair incredibly effectively as it has lots of distinct shades of brown from dark by to light-weight. I also managed to transform it into a bun alongside employing clips and hairspray and added victory rolls to have on to a 1940’s dance.At first i was dissatisfied with high quality but you use two with each other its significantly better quality.Fantastic but couple of minimal troubles. . I would have rated this higher but. It was a small also streaked when i was expecting a steady colour and. . It fell off somewhere in the community area. Supplied that it is like an standard scrunchie, but created of hair () and i’ve never misplaced an ordinary scrunchie in advance of, i was very stunned. Perhaps the miscalculation i made was i experienced an elastic hair band underneath it, if i experienced only been utilizing this then i would have observed it coming off. Confident anyone while, no a single realised it was not my hair. Product been given extremely rapidly, superior skilled vendor. Not guaranteed if i can be bothered to buy all over again, but requires pins to secure, are unable to be utilized as a scrunchie alone.Excellent seriously realistic and so simple to use. These scrunchies are fantastic really feel and glance like serious hair and so quick to set on whatsoever or having said that you do it you however get a pretty appear at the back again fantastic for the funds.This is nicely manufactured hair piece. This is effectively manufactured hair piece, that though is synthetic hair, it appears to be like all-natural. Simple to take care of and type with your have hair. Pretty good price and rapid supply. I was so happy i purchased yet another.Good scrunchie that matches quite well. I need to twist it spherical my hair twice as its on a huge srunchie and my hair is fine. I want they would do it on a tiny band for skinny hair.I like the search and come to feel of this merchandise, even so approx two shades darker than my hair, i have went back again to my pure colour and it is proving a nightmare to get hairpieces and so on to match. So whilst it won’t match me i would advise to any one to give them a go, it seriously is fab looking on. I contacted the seller about colors and many others and they were being fab in their response and assistance, so a entire five stars for service.Awesome scrunching, fantastic hair color match and not tacky. Requested two,and only one particular arrived. Telephoned amason and they contacted them. 7 days later received the other one particular. Pleasant scrunching ,excellent hair colour match and not tacky like most.But the value was very good so i figured to give it a test as. I have to acknowledge that i was incredibly skeptical about this buy, as i am by theory from everything which is ‘fake’. But the selling price was good so i figured to give it a try as i am quite undesirable with hair styling. After i received it, i could not believe that how properly it in fact matched my possess hair colour and that you simply cannot truly convey to it truly is fake. I put on it in a low bun and it is an absolute daily life saver for second working day hair.It seems to be remarkable, turned my extremely wonderful hair in to a. This is the initial hair piece i have procured and i am definitely impressed with the top quality, it appears incredible, turned my incredibly fine hair in to a glam updo in a issue of minutes and is a excellent color match, supply was super rapidly also.I am fearful i have really fantastic hair & am at this time seeking to allow it improve. I was nervous about ordering this as i concerned it would seem pretend. But i was truly amazed & delighted when it arrived. It matches my hair actually nicely & what a difference it helps make. You simply cannot notify it just isn’t my individual hair. Best for an updo & extra reward of not owning to design my hair. Will absolutely get another a person.Item arrived quickly and it is actually very good good quality, the ‘hair’ feels delicate and appears to be shiny. It appears to be like excellent in my hair and the colour matches completely, i hugely advocate and i will be purchasing yet again.Amazing worth – observed related product on qvc for approximately £30. Great color match whether by ouch or the reality that it has loads of distinct colored strands via it. Really easy to use ( just like a scrunchie) and stayed put all night time. No one particular could consider it was a hairpiece. Gave me a rather ‘dressy’ ponytail when i couldn’t be bothered executing my hair. Unquestionably taking this on getaway.last_img read more

Ginebra nears title repeat, shuts down Meralco in Game 5

first_imgMOST READ Trending Articles PLAY LIST 00:50Trending Articles01:04Trump attends World Series baseball game in Washington DC00:50Trending Articles01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games Typhoon Kammuri accelerates, gains strength en route to PH QC cops nab robbery gang leader, cohort Brace for potentially devastating typhoon approaching PH – NDRRMC Japan ex-PM Nakasone who boosted ties with US dies at 101 Don’t miss out on the latest news and information. “It’s been that kind of day,” said Ginebra coach Tim Cone. “Meralco has done a really good job of grinding out wins against us and that’s really what we’ve always tried to be about — a grind out, defensive type team and so we talked about getting back to our identity and really going out there and getting at people defensively.”The game wasn’t a pretty sight to see on the offensive end with both teams making it tough for the other to score. The lack of familiarity playing in the massive venue also played its part.But the Gin Kings just had enough to win it with its defense forcing Meralco to 20 turnovers that led to 23 turnover points.“We kind of took advantage of that fact that we didn’t shoot the ball all that well either. Again, it was just a grind it out battle. I thought tonight we took away some of their strengths and we were able to get to some of ours as opposed to the last couple of games where they really made us play to our weaknesses,” said Cone.“We just didn’t battle, we went to war today. We knew how important this game is. It didn’t win us anything but in a best of three series, it’s always important to win the first game,” Cone, the two-time Grand Slam winner, said.ADVERTISEMENT Photo by Tristan Tamayo/INQUIRER.netBOCAUE – Barangay Ginebra clamped down on defense late and slammed Meralco, 85-74, to move on the cusp of winning the 2017 PBA Governors’ Cup Finals Sunday at Philippine Arena here.Leading 3-2 in the best-of-seven series, the Gin Kings shoot for their second straight title with a victory on Wednesday, with Game 6 slated still at the world’s largest indoor arena.ADVERTISEMENT Kammuri turning to super typhoon less likely but possible — Pagasa After coaching first game, Ildefonso says he has no plans of becoming head coach Read Next In front of 36,445 fans in attendance, Ginebra held Meralco to only one field goal in the final six and a half minutes of the game and went on an 11-2 blast to extend a four-point lead to 13, 85-72, with 1:15 to go.Justin Brownlee unfurled 20 points, 12 rebounds, five assists, three steals, and a block to lead the charge for the Gin Kings.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutBut it was Greg Slaughter, who imposed his presence down low as the Best Player of the Conference tallied a double-double of 17 markers and 16 boards on top of six rejections.LA Tenorio scattered 17 points, six rebounds, and four dimes, while Joe Devance got 12 markers and seven boards. CPP denies ‘Ka Diego’ arrest caused ‘mass panic’ among S. Tagalog NPA Stronger peso trims PH debt value to P7.9 trillion Kin of Misamis Oriental hero cop to get death benefits, award — PNP LATEST STORIES View comments Allen Durham once again gave his all and finished with 27 points, 19 rebounds, five assists, and three blocks.Garvo Lanete had 11 markers and three assists, Anjo Caram got seven, but the locals had little to show in supporting Durham. The Scores:GINEBRA 85 – Brownlee 20, Slaughter 17, Tenorio 17, Devance 12, Aguilar 8, Thompson 5, Caguioa 4, Ferrer 2. MERALCO 74 – Durham 27, Lanete 11, Hugnatan 8, Caram 7, Hodge 6, Dillinger 6, Newsome 5, Amer 4, Tolomia 0, Faundo 0. Quarters: 21-15, 42-35, 66-62, 85-74.last_img read more