COA Deals Blow To AG’s Foreclosure Lawyer Consumer Suit

first_imgDave Stafford for www.theindianalawyer.comAn effectively disbarred Florida attorney whose company hired Indiana lawyers to represent people in foreclosures must face a consumer lawsuit brought by the Indiana Attorney General’s Office, but her company is largely exempted, the Indiana Court of Appeals ruled Monday.The Indiana Attorney General’s Office began receiving numerous complaints about McCann Law Group LLP and Consumer Attorney Services, P.A., in 2012. Residents said they executed foreclosure agreements with MLG/CAS but had little communication with any Indiana attorney and in some cases were never told who their Indiana lawyer was. MLG/CAS owner and one-time Florida attorney Brenda McCann was never licensed to practice in Indiana, but her company was registered to do business here.McCann in 2014 filed a petition for disciplinary revocation without leave to reapply to the Florida Bar as she faced 34 disciplinary charges, according to Florida Supreme Court records.Customers who used the company’s services agreed to have sums deducted monthly from their bank accounts, and the payments increased if a customer’s mortgage company initiated foreclosure proceedings. The company entered into arrangements with five Indiana lawyers — Jonathan Albright, Jeffrey Branstetter, Eric Jackson, Kimberly Vereb and Justin Wall. None are named in the litigation.The AG’s office sued McCann, MLG and CAS, alleging violations of Indiana Credit Services Organization Act, I.C.24-5-15; the Mortgage Rescue Protection Fraud Act, I.C. 24-5.5; the Home Loan Practices Act, I.C. 24-9, and the Deceptive Consumer Sales Act, I.C. 24-5-0.5. The suit alleged the defendants violated the CSOA by receiving payment for services before they were completed and by failing to post and file a surety bond of $25,000 before conducting business in Indiana. Deceptive acts alleged included “representing to consumers that the Defendants had the characteristics of experienced consultants with in-depth industry knowledge on how to avoid and stop foreclosure.”A trial court denied summary judgment in favor of the CAS parties, prompting this interlocutory appeal. They argue the CSOA and MRPFA expressly do not apply to lawyers and that lawyers are exempt from the HLPA and DCSA.In a 27-page opinion, Judge Michael Barnes wrote for the panel that reversed denial of summary judgment for the law firms on all counts except some alleged Deceptive Consumer Sales Act violations. But because McCann was not an attorney, she is not entitled to summary judgment.“MLG/CAS is entitled to summary judgment on the Attorney General’s claims against it under the CSOA, the MRPFA, and the HLPA, and as to the claim under the DCSA based upon violations of the CSOA. We reverse the denial of summary judgment with respect to those claims and direct that summary judgment be entered in MLG/CAS’s favor.  MLG/CAS is not entitled to summary judgment on the independent DCSA claim for deceptive representations, and we affirm the denial of summary judgment as to MLG/CAS to that extent,” Barnes wrote in Consumer Attorney Services, P.A., et al. v. State of Indiana, 49A05-1504-PL-274.“McCann personally is not entitled to summary judgment on any of the Attorney General’s claims, and we affirm the denial of summary judgment as to her in its entirety,” Barnes wrote.FacebookTwitterCopy LinkEmailSharelast_img read more


first_imgContinuing to expand its reach throughout the Midwest, French Lick Resort is welcoming two new members to its sales staff.Ashley Vezzoso-Schaefer and Brittany Kummer have joined the Resort’s 11-member sales staff, bringing with them an extensive background in hospitality and community relations, plus a depth of knowledge about the regions they will be focused on. Vezzoso-Schaefer will focus on Southern Indiana, Southern Illinois, Western Kentucky, and Tennessee, and she will be working from her home office in the Evansville area. Likewise, Kummer works out of her home office near St. Louis with her main focus being Missouri along with central and northern Illinois. Vezzoso-Schaefer comes to French Lick Resort after 17 years with the Evansville Convention & Visitors Bureau. Starting there as a summer intern, she became a Sales Support Manager from 2005-2011 then served as Senior Sales Manager for nearly four years. Vezzoso-Schaefer was named the ECB’s Director of Sales in May 2015, providing direct supervision to convention sales and services and sports sales with leadership support to all other departments of the ECVB and Evansville Sports Complex. Vezzoso-Schaefer has also been immersed in nearly a dozen community outreach programs during her time in Evansville. Among those, she has been a board member since 2016 for the Rotary Club of Evansville, and she remains involved with the Ziemer Society for St. Vincent Hospital, of which she’s a founding member. She is also currently active with the Evansville Sports Corporation along with Evansville’s “Funk in the City” art festival. A University of Southern Indiana graduate, Vezzoso-Schaefer was named to Evansville Business Journal’s “Top 20 Under 40” list in 2013.Kummer brings eight years of sales experience at luxury hotels in the St. Louis area, having served as a Sales Manager at Chase Park Plaza St. Louis, Marriott St. Louis West and Drury. Most recently at the 4-Diamond AAA rated Chase Park Plaza St. Louis, Kummer spent more than three years focusing in the corporate group market with a diverse industry concentration in the markets of accounting, legal, retail, industrial, pharmaceutical, financial and manufacturing. A University of Missouri graduate, Kummer has also been a member since 2016 with the MPI St. Louis Chapter and currently serves as Director of Member Care.FacebookTwitterCopy LinkEmailSharelast_img read more

Computer Sales Tax Holiday

first_imgComputer Sales Tax HolidayOctober 9-11Montpelier, Vt.-Governor Jim Douglas is urging Vermonters to takeadvantage of this year’s second computer sales tax holiday being heldSaturday, October 9 through Monday, October 11.The tax holiday is the third of its kind in Vermont. The first, championedby Douglas in 2002, was approved by the Legislature for early August of2003, another was held in August of this year, just before studentsreturned to school.”Our first computer sales tax holiday was such a success I urged theLegislature to approve additional opportunities,” Governor Douglas said.Under the guidelines issued by the Vermont Department of Taxes, personalcomputers costing up to $4,000 are tax-exempt when purchased by anindividual.The Governor believes personal computers encourage Vermonters-young andold-to take advantage of technology, advance their skills and improvetheir prospects for high-wage technology jobs.”One reason Vermont’s economy continues to improve is because we haveembraced the transition to the 21st Century,” Douglas said. “Personalcomputers help us value technological advances that make it possible forour workforce to operate in a diverse, high-wage economy. In many cases,they can help Vermonters work full-time from some of the most remotecorners of our state.According to a recent survey conducted by the Consumer ElectronicsAssociation ( is external) ), individuals are 51 percentmore likely to by a personal computer during a sales tax holiday. 74percent of survey respondents said it is important for school-agedchildren to have access to a personal computer.More information about the personal computer sales tax holiday isavailable at is external) or bycalling the Department of Taxes at (802) 828-2551.last_img read more

India Trend Bodes Ill for Coal Markets

first_imgIndia Trend Bodes Ill for Coal Markets FacebookTwitterLinkedInEmailPrint分享Financial Times:India will hit peak coal demand for its power sector within a decade, according to new analysis, helping the world hit its Paris climate targets but creating a problem for the country’s biggest mining companies.A report by the Institute for Energy Economics and Financial Analysis shows the growth in demand for coal in one of the world’s fastest growing economies will level off by 2027 — far sooner than previous projections.This would have a big impact on coal consumption worldwide, as India is the second-biggest consumer and importer in the world, and the biggest source of the sector’s growth.Tim Buckley, director of energy finance studies at IEEFA, said: “We have seen exponential growth rates from renewables, and the 50 per cent reduction in solar tariffs over the last two years suggests that will continue.“That, added to greater efficiency from coal power plants, means we should see the growth in demand for coal for India’s power sector level off in the next 10 years.”India’s power sector is mainly fueled by coal, which provides roughly 60 per cent of its capacity and 76 per cent of its total generation. In the past few years, it has become an increasingly important source of growth for coalminers as China and the US have begun to use less of their product.With the country’s population growing rapidly and the government of Narendra Modi promising to electrify the whole country, companies are banking on continued growth for the foreseeable future.Adani Group, one of India’s biggest industrial conglomerates, has given the go-ahead to build a $12.7bn mine in Australia to extract coal that will then be used in its power plants back at home.But IEEFA’s analysis suggests that the growth in coal demand in India’s power sector could slow down more quickly than people expect, and stall entirely by 2027. In its place will come renewables, which provide 7 per cent of generation, but which IEEFA predicts will account for 27 per cent by 2027.The change has come because renewable power, and solar in particular, is falling in price more quickly than analysts predicted. Last week Enel Green Power, the Italian renewable power company, agreed to build a solar park in Mexico for a world record low price of just 1.77 cents per unit of electricity.An analysis by Mercom, a clean energy research company in India shows that in the past quarter the country installed more 2.2 gigawatts of solar power — more than ever before.More: India to hit peak coal demand faster than expected, says reportlast_img read more

Jafari-Fini snaps up 11% Chesterton stake

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Dereliction duty

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Burpengary home complete with tennis court and pool up for sale after 25 years

first_imgThe bedrooms are spacious.Mrs Frederiksen said the home was only a couple of years old when they bought it, and they added a rumpus room, an in-ground swimming pool and a shed in the years that followed.She said the home was perfect when bringing up their two children.“The tennis court was well used when the kids were home,” Mrs Frederiksen said.“We joined in as well.” Imagine playing tennis with the kids out here.One of Mrs Frederiksen’s favourite spaces at the property is the alfresco dining and entertaining area.“The outdoor area is really good,” she said.“We use it a lot when we have people over and we go and sit out there to have coffee in the morning to enjoy the quiet.” The rumpus room could be kept as a man cave, or turned into a kid’s retreat.The rumpus room is also a great space for kids, but currently houses a pool table and bar.The home is in good nick, with the ensuite updated two years ago, and the kitchen five years ago.Mrs Frederiksen said the home is never cluttered due to an extensive amount of storage.“As a person who likes to keep and hide things away, it’s very easy to keep clean because everything is in cupboards,” she said. The house at 16 Manikato Ct, Burpengary, is up for sale.The grandchildren of Charlene and James Frederiksen love their Burpengary home so much they tried to convince their parents to buy it.The Frederiksens are selling their 16 Manikato Ct home after living there for the past 25 years. The kitchen was updated five years ago.More from newsLand grab sees 12 Sandstone Lakes homesites sell in a week21 Jun 2020Tropical haven walking distance from the surf9 Oct 2019In more recent times, their grandchildren have enjoyed the property.“We have a table tennis table we put out in the backyard and play with the grandchildren,” Mrs Frederiksen said. “They even suggested their parents could buy the house.”The single-level home is a dream for parents with active kids, with 3056sq m of land to let them run.last_img read more

Ramsey on Ronaldo: Incredible player, very good person

first_img “When I saw him at the first training session, I went to the canteen and he asked me to sit with him. read also:De Bruyne explains what it means playing with Ronaldo “We talked a lot and it struck me because it immediately made me feel at ease. Cristiano is a wonderful person. He loves his teammates and always gives his best in training.” FacebookTwitterWhatsAppEmail分享 Promoted ContentA Soviet Shot Put Thrower’s Record Hasn’t Been Beaten To This Day10 Risky Jobs Some Women DoInsane 3D Spraying Skills Turn In Incredible Street Art7 Universities In The World Where Education Costs Too MuchBirds Enjoy Living In A Gallery Space Created For Them7 Worst Things To Do To Your PhoneWho Earns More Than Ronaldo?The Very Last Bitcoin Will Be Mined Around 2140. Read MoreThe Biggest Cities In The World So FarWhich Country Is The Most Romantic In The World?10 Dystopian Movie Worlds You’d Never Want To Live InWho’s The Best Car Manufacturer Of All Time? Loading… center_img Aaron Ramsey has revealed that Cristiano Ronaldo was quick to welcome him to Juventus. Ronaldo would get even more assists out of De Bruyne Ramsey arrived last summer in a Bosman deal from Arsenal. He recalled: “In addition to being an incredible player, Cristiano is also a very good person, one of the best in the history of football.Advertisementlast_img read more

Wilshere charged with misconduct

first_img Arsenal issued a swift apology from the studio presenter during their live in-house media broadcast of the event, while on Monday, Wilshere apologised if his actions had caused any offence and was spoken to by Arsenal staff about the issue. However, after themselves having warned Wilshere following similar comments during the 2014 celebrations, it is understood the latest outburst prompted the formal disciplinary action from the FA, which may well result in a significant financial penalty. A statement from the FA read: “Jack Wilshere has been charged with misconduct in relation to Arsenal’s FA Cup celebrations on Sunday 31 May 2015. “It is alleged his conduct in making and/or inciting certain comments during the club’s open bus trophy tour was improper and/or brought the game into disrepute. “The player has until 6pm on 10 June 2015 to respond to the charge.” Many thousands of Arsenal fans had braved the rain to cheer the squad as they went on open-top buses from the Emirates Stadium to Islington Town Hall, celebrating the club’s record 12th FA Cup victory after successfully retaining the trophy with a 4-0 win over Aston Villa at Wembley on Saturday. As the players were later presented to supporters back at the stadium, Wilshere took the microphone and said: “I have one question, and one question only: what do we think of Tottenham?”… before adding: “And what do we think of s***?”, then joining in as the crowd sang back: “We hate Tottenham and we hate Tottenham… we are the Tottenham haters.” Wilshere, who is set to join up with England this week for the June internationals, received support from fans, with the chair of the Arsenal Independent Supporters Association claiming the player’s outburst showed that he “totally understands what it is to be an Arsenal supporter”. Arsenal midfielder Jack Wilshere could face a fine from the Football Association after being charged with misconduct following his foul-mouthed, anti-Tottenham chants during the FA Cup victory parade on Sunday. However, former Gunners striker Niall Quinn said Wilshere had “overstepped the mark”. While falling short of saying sorry for making the remarks, Wilshere used a Twitter post to apologise to anyone who had been upset by them. “Sharing back2back Cup wins with so many amazing Gooners is a dream come true. Apologies if I upset or offended any of u with my celebrations,” he wrote. On the pitch, Arsenal are expected to return from their summer break a stronger unit as manager Arsene Wenger targets a sustained assault on the Barclays Premier League title following back-to-back FA Cup triumphs. Arsenal are intent on improving the squad over the summer, with Chelsea goalkeeper Petr Cech one transfer target said to be keen to secure a switch across London to the Emirates Stadium. Full-back Nacho Monreal, meanwhile, wants to stay at the club despite interest from Athletic Bilbao. Out-of-favour German striker Lukas Podolski, though, could be set to join Galatasaray, having spent the second half of the season on loan at Inter Milan. England midfielder James Milner is another on Arsenal’s radar, but has been also strongly linked with a free transfer move to Liverpool once his contract expires at Manchester City. The 23-year-old, who came through the Gunners’ youth ranks, took to the microphone to mock the club’s fierce rivals as the players celebrated on a stage outside the Emirates Stadium. In similar scenes to 12 months ago, Wilshere then proceeded to lead the massed ranks of Arsenal supporters in a chant which included expletives against Spurs, who again finished below their north London neighbours in the Barclays Premier League table. Press Associationlast_img read more

Prosecutors seeking death penalty for Best Buy worker in brutal Boca Raton killing

first_imgProsecutors plan to seek the death penalty against a Best Buy worker who is accused of brutally killing a Boca Raton woman after installing appliances in her home this summer.Police arrested 21-year-old Jorge Lachazo, of Hialeah, on charges of first-degree murder, first-degree arson, and armed burglary, after he allegedly killed Evelyn Udell.Lachazo is accused of using a wooden mallet to beat the 75-year-old and then dousing her in a chemical that caught fire, burning nearly her whole body.She died at a Delray Beach hospital shortly after the attack.The documents filed on Tuesday said the “capital felony was especially heinous, atrocious, or cruel.”A plea of not guilty was filed in September.A status check is set for Thursday at 8:30 a.m.Udell was married for 55 years, a mother of two, a grandmother of six, and a retired college library worker, according to The Palm Beach Post.last_img read more